Advice
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Most Canadians are taught one financial formula: Get a job. Work hard. Get paid. Repeat. But there is another game being played. And once you understand it, you start looking at income very differently, particularly because you are more likely to live longer than most Canadians…and you are going to need more money in retirement…
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Yes, your child may be healthy. So why would they need life insurance now? Because the most valuable part of children’s life insurance may not be what it provides today. It may be the options it preserves for tomorrow. Health Can Change Before Adulthood Does As immigrant parents, we spend enormous energy creating opportunities for…
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When you come to Canada, you are often building everything at once: a career, credit, a home, savings and a future for your children. So every dollar has a job. That is why the kind of life insurance you buy matters. The Permanent Insurance Trap Whole life and universal life insurance are often sold around…
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Today is a milestone. I came to Canada, today, seven years ago…to build a better future. But there is one thing moving here did not reset: The retirement clock. For many newcomers, the game to financial freedom can feel less like a marathon and more like a sprint. Statistics Canada research on economic immigrant principal…
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The devil is in the details. It’s true. And it’s almost always given that the things we, as a collective, trip up on, are the things that hunt us for generations. Twisting words to make them seem palatable or comfortable has always been the enemy’s strategy. Don’t fall for it. Today, we try to be…
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Kindness is about power. Think about it for a second. Only powerful people can afford to be kind. Weak people, on the other hand, have no problem with being mean. Their meanness proceeds from an inadequacy. So, whenever you encounter magnanimity or mean-spiritedness, be certain that strength or weakness is clearly on display.
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God gave you that dream for a reason. If He could make it happen by Himself, why would He give it to you? So be steadfast. Be watchful. Don’t let yourself take your dream for granted. And don’t let anyone else take your dream for granted. If God gave it to you, then it’s really…
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After Jesus rose from the dead, He ascended, the first of two times, to present His blood without spot to God. The whole of Psalm 24 details what transpired when Jesus presented His blood to the Father and what it means to those who believe in His name. Upon the offering of His blood, God…
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After Jesus died, He went to hell in your name. The consequences of all the errors we talked about in yesterday’s post were born by Jesus so that He had to go to hell on your behalf. In hell, the entire cohort of hell, laid claims on Jesus because it was just for them to…
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All actions have consequences. Good actions lead to good consequences and bad ones follow suit. Sins are bad actions, more like malfunctions or errors. Part of Jesus’ mission was to bear the consequences for every error that every single person who ever lived made, knowingly or unknowingly. Now these errors are measured against the original…