Learning
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Most Canadians are taught one financial formula: Get a job. Work hard. Get paid. Repeat. But there is another game being played. And once you understand it, you start looking at income very differently, particularly because you are more likely to live longer than most Canadians…and you are going to need more money in retirement…
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Yes, your child may be healthy. So why would they need life insurance now? Because the most valuable part of children’s life insurance may not be what it provides today. It may be the options it preserves for tomorrow. Health Can Change Before Adulthood Does As immigrant parents, we spend enormous energy creating opportunities for…
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When you come to Canada, you are often building everything at once: a career, credit, a home, savings and a future for your children. So every dollar has a job. That is why the kind of life insurance you buy matters. The Permanent Insurance Trap Whole life and universal life insurance are often sold around…
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Today is a milestone. I came to Canada, today, seven years ago…to build a better future. But there is one thing moving here did not reset: The retirement clock. For many newcomers, the game to financial freedom can feel less like a marathon and more like a sprint. Statistics Canada research on economic immigrant principal…
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I recently came into learn about this financial apostle of faith. And what I learned was incredibly helpful to understand why many Christians never command serious wealth. He inverted the tithe on its head and gave 90 percent instead of 10 percent. In his lifetime, he funded many Billy Graham crusades, built a university in…
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Kindness is about power. Think about it for a second. Only powerful people can afford to be kind. Weak people, on the other hand, have no problem with being mean. Their meanness proceeds from an inadequacy. So, whenever you encounter magnanimity or mean-spiritedness, be certain that strength or weakness is clearly on display.
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If you knew the worth, you’d pay the price. There’d be no excuses, just grit and grind. If you knew the results, you’d make the investment. There’d be no shallow thinking or ego-tripping. There’d be merit to seeing very far into the future because those who did would have made better moves in the moment.
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Very often, when one feels uneasy about a person or situation, without hard evidence, it’s the gut telling you something about a pattern it recognizes. You have no dataset with which to approach the matter but you have a weird feeling that sits at the back of your mind each time the person or issue…
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The good book teaches two patiences. The first, commonly known and practised, is the ability to put off anxiety while delaying gratification. This patience is inbuilt in every Christian and we are called to cultivate this one. The other patience, more in-depth and life changing, is the ability to hold on to God’s words, without…
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You’ve probably heard ‘no’ is a full sentence. ‘No’ provides constraints. And constraints keep you safe.